Buy data, pay bills, track who owes you, earn commissions on every referral — all in one powerful app built for smart Nigerians.
From VTU services to smart savings and earnings tracking — CashInNow handles it all.
Auto-save on every purchase. Set goals, earn interest, build wealth one transaction at a time.
New FeatureEarn a percentage on every referral, resale, and transaction. Turn your network into income.
Earn While You SleepLog who owes you, how much, and when it's due. Get reminded automatically. Never forget again.
New FeatureMTN, Airtel, Glo & 9mobile data at the lowest rates — delivered in seconds.
Recharge any Nigerian number instantly, 24/7, from anywhere.
Electricity, DSTV, GoTV, exam pins — all your bills in one tap.
Every time you buy data or pay a bill, CashInNow quietly sets aside a portion into your savings vault. Zero effort. Real results.
Refer friends, sign up resellers, and earn a commission on every single transaction they make — forever. The more they buy, the more you earn.
Stop losing track of money you lend to friends and family. CashInNow's Borrowers Tracker keeps a full record and sends you reminders automatically.
Fast, cheap, and reliable VTU — the foundation CashInNow is built on.
MTN, Airtel, Glo & 9mobile data at the lowest rates
Recharge any Nigerian number instantly, 24/7
Pay NEPA/PHCN prepaid & postpaid bills easily
DSTV, GoTV, Startimes subscription renewals
WAEC, NECO, NABTEB result checker PINs
Smile, Spectranet & more broadband top-ups
Every feature exists to put more money in your pocket — faster.
Every purchase delivered within seconds. No delays, no excuses.
Bank-grade encryption keeps your money and personal data safe.
We negotiate the best wholesale prices and pass savings to you.
Real humans on WhatsApp — ready when you need us, 24/7.
From signup to earning commissions — takes less than 5 minutes.
Sign up free in under 60 seconds — no paperwork needed.
Add money via bank transfer, card, or USSD instantly.
Buy services at low rates. Watch savings grow automatically.
Share your link and earn commissions on every transaction.
Buy data, save automatically, track borrowers, and watch commissions roll in — all from one smooth, fast app. Available on Android and iOS.
"The commissions feature is incredible. I referred 12 friends and now I earn over ₦8,000 a month without doing anything extra. CashInNow is literally printing money for me."
"The Borrowers Tracker saved me. I used to forget who owed me money — now I have a full log with dates. Two people I forgot about have already paid me back!"
"I set a savings goal for a new phone and without thinking about it, I hit 80% in 6 weeks just from the auto-save on my transactions. CashInNow is a game changer."
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